Check out this example of how even folks with recent short-sale can get approved to buy a home.
Watch video.
Mortgage loans for bad credit are out there, and here is what you want to keep in mind:
-Primary residence only
-at least 10% down
-Gift okay
-check with your local credit union or small bank
-No mortgage insurance required
-Points may be required (seller credits are acceptable)
Watch video: http://youtu.be/CKoBnCJerls
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