Keeping Safe against High Temperatures and Insurance Fraud

By Cindy Denby

Summer is a lot of fun but residents need to remember to be careful outside in the heat. This summer's temperatures have been especially higher than previous years and the Michigan Department of Community Health is reminding residents of ways to avoid heat illness. 

According to MDCH, body temperatures rise when temperatures reach the upper 80's and above, putting all residents at risk of heat illness. The department suggests spending time in air conditioned locations when possible, minimizing direct exposure to sun and limiting time outdoors, staying hydrated and wearing loose-fitting, light colored clothing.

For residents without air conditioning, when heat advisories are put into effect, cooling centers are sometimes opened across the area to help residents beat the heat. Keep watch of the local news during high temperature days if you do not have access to air conditioning. Spending time at a cooling center is a lot better than ending up in the hospital with heat stroke. I encourage everyone to have fun but stay cool this summer.

Did you know that insurance fraud is a serious problem in Michigan? The Coalition Against Insurance Fraud estimates that nearly $80 a year is stolen through these schemes. The National Insurance Crime Bureau also reported the number of questionable insurance claims have risen by 70 percent in the past year. Of these claims, 80 percent are related to suspected medical insurance fraud. Insurance fraud is a felony in Michigan, but for victims of it, the effects can be long lasting and costly.

The Insurance Institute of Michigan recommends residents prevent insurance fraud by reviewing payments from doctor's offices, it's important to make sure nothing on the bill is for supplies or treatment you did not receive. IIM also suggests asking questions about the services you receive, filling out all paperwork yourself and never leave any blanks, and questioning all advertisements or promotions offering free tests or treatments, especially if they require insurance information. For more information visit the institute's website at www.iiminfo.org.

If you have any questions or need assistance with any state issues, please contact me toll free at 866-828-4863 or via e-mail at cindydenby@house.mi.gov.